* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: "Segoe UI", sans-serif;
}

/* body {
  background: #f5f7fa;
} */

.container {
  max-width: 1250px;
  margin: auto;
  padding: 0 16px;
}

/* ===== TOP HEADER ===== */
.top-header {
  background: #ffffff;
  padding: 11px 0;
  border-bottom: 1px solid #e5e5e5;
}

.top-flex {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo-box {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo-box img {
  height: 80px;
}

.logo-box h2 {
  font-size: 20px;
  color: #8b0000;
  font-weight: 600;
}

.top-actions {
  display: flex;
  gap: 10px;
}




.action-btn.primary {
  position: relative;
  background: linear-gradient(135deg, #8b0000, #b71c1c);
  color: #ffffff;
  padding: 9px 18px;
  border-radius: 40px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: all 0.25s ease;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.18);
}

/* Hover – very subtle */
.action-btn.primary:hover {
  background: linear-gradient(135deg, #7a0000, #a31616);
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.22);
  transform: translateY(-1px);
}

/* Click */
.action-btn.primary:active {
  transform: translateY(0);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.18);
}

/* Icon smooth */
.action-btn.primary i {
  font-size: 13px;
  transition: transform 0.2s ease;
}

.action-btn.primary:hover i {
  transform: translateX(2px);
}








.action-btn.info-btn {
  background: rgba(139, 0, 0, 0.06);
  color: #8b0000;
  padding: 9px 16px;
  border-radius: 50px;
  font-size: 13.5px;
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  /* align-items: center; */
  gap: 7px;
  border: 1px solid rgba(139, 0, 0, 0.25);
  transition: all 0.25s ease;
}

/* Hover – subtle premium feel */
.action-btn.info-btn:hover {
  background: rgba(139, 0, 0, 0.12);
  border-color: #8b0000;
}

/* Icon bubble */
.action-btn.info-btn i {
  background: #8b0000;
  color: #ffffff;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
}

/* Click feedback */
.action-btn.info-btn:active {
  transform: scale(0.97);
}








/* ===== NAVBAR ===== */
.modern-navbar {
  background: linear-gradient(135deg, #8b0000, #c62828);
  box-shadow: 0 10px 30px rgba(0,0,0,0.25);
  
  /* position: sticky !important;
  top: 0px !important;
  z-index: 2000;
  width: 100%; */
  /* overflow-x: visible; */
}

.nav-links {
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  margin-bottom: 0px;
}

.nav-links li {
  position: relative;
}

.nav-links li a {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 17px 18px;
  color: #fff;
  font-weight: 500;
  text-decoration: none;
  white-space: nowrap;
}

.nav-links li a i {
  font-size: 12px;
  padding-top: 1px;
  transition: transform 0.3s ease;
}

.nav-links li:hover a i {
  transform: rotate(180deg);
}

.nav-links li a:hover {
  background: rgba(255,255,255,0.15);
  border-radius: 6px;
}

/* ===== DROPDOWN ===== */
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 260px;
  background: #ffffff;
  display: none;
  border-radius: 10px;
  box-shadow: 0 20px 40px rgba(0,0,0,0.25);
  overflow: hidden;
  z-index: 999;
}

.dropdown-menu li a {
  padding: 14px 18px;
  color: #333;
  font-size: 14px;
}

.dropdown-menu li a:hover {
  background: #8b0000;
  color: #ffffff;
}

.dropdown:hover .dropdown-menu {
  display: block;
}


.nav-links li:hover .navlink-ff-icon{
  transform: rotate(0deg);
}


.nav-links li .navlink-ff-icon {
      font-size: 16px;
      margin-right: 5px;
      /* font-weight: 600; */
}











/* ===== MOBILE NAV BASE ===== */
.mobile-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
}

.mobile-hamburger span {
  width: 24px;
  height: 2.5px;
  background: #8b0000;
  transition: 0.3s;
}

/* Overlay */
.mobile-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.45);
  backdrop-filter: blur(4px);
  opacity: 0;
  visibility: hidden;
  transition: 0.4s;
  z-index: 998;
}

/* Drawer */
.mobile-drawer {
  position: fixed;
  top: 0;
  right: -100%;
  width: 85%;
  max-width: 360px;
  height: 100vh;
  background: linear-gradient(135deg, #ffffff, #f9f9f9);
  box-shadow: -20px 0 40px rgba(0,0,0,0.3);
  transition: 0.4s ease;
  z-index: 999;
  overflow-y: auto;
}

/* Header */
.drawer-header {
  padding: 14px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: linear-gradient(135deg, #8b0000, #c62828);
  box-shadow: 0 6px 20px rgba(0,0,0,0.25);
}

.drawer-header img {
  height: 64px;
  background: #fff;
  padding: 5px;
  border-radius: 10px;
}



.drawer-close {
  background: rgba(255,255,255,0.18);
  border: none;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 21px;
  cursor: pointer;
  transition: all 0.25s ease;
}



/* Hover */
.drawer-close:hover {
  background: rgba(255,255,255,0.3);
  transform: scale(1.08);
}

/* Active (Tap feedback) */
.drawer-close:active {
  transform: scale(0.95);
}




/* Menu */
.drawer-menu {
  list-style: none;
  padding: 15px 0;
}

.drawer-menu li a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 20px;
  color: #333;
  font-weight: 600;
  text-decoration: none;
}


.menu-left {
  display: flex;
  align-items: center;
  gap: 14px;
}




.menu-left i {
  font-size: 20px;
  color: #8b0000;
  width: 22px;
  text-align: center;
}


.menu-left span {
  font-size: 16px;
}

.menu-chevron {
  font-size: 14px;
  color: #8b0000;
  transition: transform 0.3s ease;
}

.drawer-dropdown.active .menu-chevron {
  transform: rotate(180deg);
}

/* Dropdown */
.drawer-dropdown ul {
  display: none;
  margin: 6px 0 8px;
  padding: 6px 0;
  background: #f9f9f9;
  border-radius: 12px;
  box-shadow: inset 0 0 0 1px rgba(0,0,0,0.04);
   overflow: hidden;
  animation: dropdownSlide 0.3s ease;
}

@keyframes dropdownSlide {
  from {
    opacity: 0;
    transform: translateY(-6px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}


/* ===== SUB MENU ITEM ===== */
.drawer-dropdown ul li {
  list-style: none;
}


.drawer-dropdown ul li a {
  display: flex;
  align-items: center;
  padding: 12px 20px 12px 54px; /* indent */
  font-size: 14px;
  font-weight: 500;
  color: #444;
  text-decoration: none;
  border-radius: 8px;
  transition: all 0.25s ease;
  position: relative;
}


/* Small indicator dot */
.drawer-dropdown ul li a::before {
  content: "";
  position: absolute;
  left: 38px;
  width: 6px;
  height: 6px;
  background: #8b0000;
  border-radius: 50%;
  opacity: 0.6;
}


/* Hover */
.drawer-dropdown ul li a:hover {
  background: rgba(139, 0, 0, 0.08);
  color: #8b0000;
}

/* Active / Current Page */
.drawer-dropdown ul li a.active {
  background: rgba(139, 0, 0, 0.15);
  color: #8b0000;
  font-weight: 600;
}

/* Touch feedback */
.drawer-dropdown ul li a:active {
  transform: scale(0.98);
}


/* ACTIVE STATE */
.mobile-drawer.active {
  right: 0;
}

.mobile-overlay.active {
  opacity: 1;
  visibility: visible;
}

/* Hamburger Animation */
.mobile-hamburger.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px,5px);
}

.mobile-hamburger.active span:nth-child(2) {
  opacity: 0;
}

.mobile-hamburger.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px,-5px);
}




.drawer-dropdown ul li:not(:last-child) a {
  border-bottom: 1px solid rgba(0,0,0,0.04);
}










/****** Our Schemes Section Css ********/


.our-schemes-section{
  background:#fff;
  padding:80px 0;
}

/* LEFT CONTENT */

.our-schemes-section .section-subtitle {
  font-size: 14px;
  font-weight: 600;
  color: #c62828;
  letter-spacing: 1px;
}

.our-schemes-section .section-title {
  font-size: 38px;
  font-weight: 700;
  color: #222;
}

.our-schemes-section .section-desc {
  font-size: 16px;
  color: #666;
  line-height: 1.7;
}

/* BUTTON */

.our-schemes-section .btn-primary{
  background:linear-gradient(135deg,#8b0000,#c62828);
  border:none;
  padding:10px 30px;
  border-radius:30px;
}
.our-schemes-section .btn-primary:hover {
  background: linear-gradient(135deg, #6d0000, #b71c1c);
}

/* CARD DESIGN */

/* CARD */

.our-schemes-section .scheme-card{
  position:relative;
  background:#fff;
  padding:32px 28px;
  border-radius:16px;
  border:1px solid #eee;
  transition:all .35s ease;
  overflow:hidden;
}

/* TOP RED LINE ANIMATION */

.our-schemes-section .scheme-card::before{
  content:"";
  position:absolute;
  top:0;
  left:0;
  height:4px;
  width:0%;
  background:linear-gradient(135deg,#8b0000,#c62828);
  transition:.4s;
}

.our-schemes-section .scheme-card:hover::before{
  width:100%;
}

/* HOVER EFFECT */

.our-schemes-section .scheme-card:hover{
  transform:translateY(-12px);
  box-shadow:0 20px 50px rgba(0,0,0,0.08);
}

/* ICON BOX */

.our-schemes-section .icon-box{
  width:60px;
  height:60px;
  background:linear-gradient(135deg,#8b0000,#c62828);
  border-radius:14px;
  display:flex;
  align-items:center;
  justify-content:center;
  color:#fff;
  font-size:26px;
  transition:.35s;
}



.our-schemes-section .scheme-card:hover .icon-box{
  transform:scale(1.1);
}


/* TEXT */

.our-schemes-section .scheme-card h5{
  margin-top:18px;
  font-weight:600;
  color:#222;
}

.our-schemes-section .scheme-card p{
  font-size:14px;
  color:#777;
}











/*----- Our Services Section Css ----*/



.our-services-modern{
  background:#ffe5e5;

  /* padding:90px 0; */
}

/* LEFT SIDE SPACING */

.our-services-modern .services-left{
  padding-left:60px;
  padding-right:40px;
}

/* HEADING */

.our-services-modern .services-heading{
  font-size:36px;
  font-weight:700;
  color:#7a0000;
  position:relative;
}

/* SMALL ACCENT LINE UNDER HEADING */

.our-services-modern .services-heading::after{
  content:"";
  display:block;
  width:60px;
  height:3px;
  background:#c62828;
  margin-top:10px;
}

/* MINI SERVICE CARD */

.our-services-modern .service-mini-card{
  background:#ffffff;
  border-radius:14px;
  padding:22px 12px;
  text-align:center;
  transition:all .3s ease;
  height:100%;
  box-shadow:0 10px 25px rgba(0,0,0,0.05);
  position:relative;
  overflow:hidden;
}


.our-services-modern .service-mini-card:hover{
  transform:translateY(-8px);
  box-shadow:0 18px 40px rgba(0,0,0,0.08);
}



/* TEXT */

.our-services-modern .service-mini-card p{
  font-weight:600;
  font-size: 14.5px;
  padding-bottom: 5px;
  color:#333;
  margin-bottom:0;
}

/* RIGHT IMAGE COLUMN */

.our-services-modern .services-image-col{
  padding-right:0;
}

/* BIG IMAGE TOUCH RIGHT EDGE */

.our-services-modern .services-big-img{
  width:100%;
  height: 540px;
  object-fit:cover;
  border-top-left-radius:20px;
  border-bottom-left-radius:20px;
  box-shadow:0 20px 40px rgba(0,0,0,0.08);
}


.our-services-modern .home-our-services-left-divv{
  padding: 80px 0px;
}

.our-services-modern .service-mini-imgg{
 width: 25%;
  padding-bottom: 10px;
}











/********* Index Loan Facility Css *********/

.loan-section{
  background:#ffffff;
}

.loan-section .home-title{
  font-size: 35px;
}

.loan-section .loan-card{
  background:#fff;
  border-radius:18px;
  overflow:hidden;
  box-shadow:0 15px 35px rgba(0,0,0,0.08);
  transition:0.4s;
  text-align:center;
}

/* Image full width */
.loan-section .loan-card img{
  width:100%;
  height:200px;
  object-fit:cover;
  transition:0.5s;
}

/* Content spacing */
.loan-section .loan-card h5{
  margin-top:15px;
  font-weight:600;
}

.loan-section .loan-sub{
  font-size:14px;
  color:#777;
  margin-bottom:15px;
}

/* Button */
.loan-section .apply-btn{
  background:linear-gradient(135deg, #8b0000, #c62828);
  color:#fff;
  border:none;
  border-radius:30px;
  padding:8px 22px;
  margin-bottom:18px;
  transition:0.3s;
}

.loan-section .apply-btn:hover{
  transform:scale(1.05);
  box-shadow:0 10px 20px rgba(0,0,0,0.2);
}

/* Hover Effect (Premium) */

.loan-section .loan-card:hover{
  transform:translateY(-12px);
  box-shadow:0 25px 50px rgba(0,0,0,0.18);
}

.loan-section .loan-card:hover img{
  transform:scale(1.08);
}









/*------ Footer Css -----*/



.credit-footer{
  background: linear-gradient(135deg, #9c1212, #c72828);
  color:#fff;
  padding:60px 0 25px;
}

.credit-footer .footer-logo{
  text-decoration: none;
  color: #f5f5f5;
}

/* LEFT SIDE */
.credit-footer .footer-brand{
  display:flex;
  align-items:center;
  gap:12px;
  margin-bottom:15px;
}

.credit-footer .footer-brand img{
  height: 75px;
}

.credit-footer .footer-brand h4{
  font-size: 25px;
  font-weight: 600;
  padding-bottom: 5px;
  margin:0;
}

.credit-footer .footer-about{
  font-size:15.5px;
  padding-left: 8px;
  line-height:1.7;
  /* color:#f2f2f2; */
  color: white;
  margin-bottom:18px;
}

/* Social */
.credit-footer .footer-social{
  display:flex;
  gap:14px;
}

.credit-footer .footer-social a{
  width:41px;
  height:41px;
  border-radius:50%;
  background:rgb(255 255 255 / 25%);
  display:flex;
  align-items:center;
  justify-content:center;
  color:#fff;
  transition:0.3s;
  text-decoration: none;
}

.credit-footer .footer-social a:hover{
  background:#ffe1e1;
  color:#9c1212;
  transform:translateY(-4px);
}

/* TITLES */
.credit-footer .footer-title{
  font-size:18px;
  font-weight:600;
  margin-bottom:15px;
  position:relative;
}

.credit-footer .footer-title::after{
  content:'';
  width:39px;
  height:2px;
  background:#ffdede;
  display:block;
  margin-top:6px;
}

/* LINKS */
.credit-footer .footer-links{
  list-style:none;
  padding:0;
}

.credit-footer .footer-links li{
  margin-bottom:11px;
}

.credit-footer .footer-links a{
  color:#f5f5f5;
  font-size:15px;
  text-decoration:none;
  transition:0.3s;
}

.credit-footer .footer-links i{
  margin-right:6px;
  font-size:14px;
}

.credit-footer .footer-links a:hover{
  color:#ffdede;
  padding-left:6px;
}

/* CONTACT */
.credit-footer .footer-contact{
  list-style:none;
  padding:0;
}

.credit-footer .footer-contact li{
  display:flex;
  /* align-items: center; */
  gap:10px;
  font-size:15px;
  margin-bottom:12px;
}

.credit-footer .footer-contact .contact-icon-ff{
  width:38px;
  height:38px;
  background:rgba(255, 255, 255, 0.233);
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size: 16px;
}

/* BOTTOM */
.credit-footer .footer-divider{
  border-color:rgba(255, 255, 255, 0.336);
  margin:35px 0 15px;
}

.credit-footer .footer-bottom{
  font-size:14px;
  color:#f2f2f2;
}

.credit-footer .home-title{
  font-size: 35px;
  font-family: 600;
}










/* Banner img Section For All Page */


.page-banner {
        position: relative;
        height: 370px;
        overflow: hidden;
        display: flex;
        align-items: center;
        justify-content: center;
    }

    .page-banner .banner-img {
        position: absolute;
        width: 100%;
        height: 100%;
        object-fit: cover;
        top: 0;
        left: 0;
        z-index: 1;
    }

    .page-banner .banner-overlay {
        position: absolute;
        inset: 0;
        background: rgba(0, 0, 0, 0.55);
        z-index: 2;
    }

    .page-banner .banner-content {
        position: relative;
        z-index: 3;
        color: #fff;
    }

    .page-banner .banner-title {
        font-size: 48px;
        font-weight: 700;
        margin-bottom: 10px;
        letter-spacing: 1px;
    }

    .page-banner .banner-subtitle {
        font-size: 18px;
        opacity: 0.9;
    }








    /***** History Css *******/


     .history-section {
         background: #f8f9fa;
         padding: 80px 0;
    }

    .history-section .history-title {
        font-size: 36px;
        font-weight: 700;
        letter-spacing: 0.5px;
        margin-bottom: 20px;
        position: relative;
        color: #b81f1f;
    }

    /* Gradient underline (theme match) */
    .history-section .history-title::after {
        content: "";
        width: 70px;
        height: 3px;
        background: linear-gradient(135deg, #8b0000, #c62828);
        display: block;
        margin-top: 10px;
        border-radius: 2px;
    }

    .history-section .history-text {
        font-size: 16px;
        line-height: 1.9;
        color: #555;
    }

    .history-section .history-img-wrapper {
        overflow: hidden;
        border-radius: 20px;
        box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
    }

    .history-section .history-img {
        width: 100%;
        border-radius: 20px;
        transition: transform 0.5s ease;
    }

    .history-section .history-img:hover {
        transform: scale(1.05);
    }








    /*** Board of Directors Section CSS ***/

    .directors-section {
    background: linear-gradient(to bottom, #ffffff, #f8f9fa);
    padding: 70px 0;
}

/* Card */
.directors-section .director-card {
    background: #fff;
    padding: 30px 20px;
    height: 100%;
    border-radius: 20px;
    transition: 0.4s ease;
    box-shadow: 0 10px 25px rgba(0,0,0,0.05);
}

.directors-section .director-main-title{
    font-size: 39px;
    font-weight: 700;
    color: #c62828;
    letter-spacing: 0.5px;
    text-align: center;
    margin-bottom: 50px;
}

/* Circle Image */
.directors-section .director-img-wrapper {
    width: 150px;
    height: 150px;
    margin: 0 auto 20px;
    border-radius: 50%;
    overflow: hidden;
    border: 4px solid #f8f9fa;
    transition: 0.4s ease;
}

.directors-section .director-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: 0.4s ease;
}

/* Name */
.directors-section .director-name {
    font-weight: 600;
    margin-bottom: 5px;
    color: #8b0000;
}

/* Designation */
.directors-section .designation {
    font-size: 14px;
    color: #c62828;
    font-weight: 500;
}

/* Hover Effect 🔥 */
.directors-section .director-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(139, 0, 0, 0.15);
}

.directors-section .director-card:hover .director-img-wrapper {
    border-color: #c62828;
}

.directors-section .director-card:hover .director-img {
    transform: scale(1.08);
}











    
    /*---- Award-Achievemts Css ----*/

        .awards-section {
    background: #fdf6f6;
    padding: 75px 0;
}

.awards-section .achieve-main-title{
    font-size: 38px;
    font-weight: 700;
    color: #c62828;
    letter-spacing: 0.5px;
    text-align: center;
    margin-bottom: 50px;
}

.awards-section .award-card {
    border-radius: 20px;
    overflow: hidden;
    position: relative;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    transition: 0.4s ease;
}

.awards-section .award-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

.awards-section .award-img-wrapper {
    position: relative;
    overflow: hidden;
}

.awards-section .award-img {
    width: 100%;
    height: 280px;
    object-fit: cover;
    transition: 0.5s ease;
}

.awards-section .award-card:hover .award-img {
    transform: scale(1.08);
}

.awards-section .award-overlay {
    position: absolute;
    bottom: 0;
    width: 100%;
    padding: 20px;
    background: linear-gradient(to top, rgba(0,0,0,0.7), transparent);
    color: #fff;
}

.awards-section .award-overlay h5 {
    margin: 0;
    font-size: 18px;
}

.awards-section .award-overlay span {
    font-size: 14px;
    opacity: 0.9;
}










/**** Home Loan Section css *****/


.Home-Loans-mainnn {
  background: linear-gradient(135deg, #f9fafc, #f2f4f8);
  padding: 70px 0 20px;
  position: relative;
}

/* Page Title */
.Home-Loans-mainnn .page-title {
  text-align: center;
  font-size: 34px;
  font-weight: 600;
  color: #cc1310;
  margin-bottom: 40px;
  letter-spacing: 0.5px;
}

/* =============================
   TABS
============================= */
.Home-Loans-mainnn .loan-tabs {
  display: flex;
  justify-content: center;
  gap: 12px;
  background: #ffffff;
  padding: 8px;
  border-radius: 12px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.04); /* soft neutral shadow */
}

.Home-Loans-mainnn .loan-tabs .nav-link {
  border: none;
  border-radius: 8px;
  padding: 9px 20px;
  font-size: 15px;
  font-weight: 500;
  background: transparent;
  color: #555;
  transition: all 0.3s ease;
}

.Home-Loans-mainnn .loan-tabs .nav-link:hover {
  background: rgba(204, 19, 16, 0.08);
  color: #cc1310;
}

.Home-Loans-mainnn .loan-tabs .nav-link.active {
  background: linear-gradient(135deg,#8b0000,#c62828);
  color: #fff;
}

/* =============================
   CONTENT CARD
============================= */
.Home-Loans-mainnn .content-card {
  background: #ffffff;
  border-radius: 14px;
  padding: 30px;
  margin-top: 30px;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.05); /* soft clean shadow */
  transition: 0.3s ease;
}

.Home-Loans-mainnn .content-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 22px rgba(0, 0, 0, 0.08);
}

.Home-Loans-mainnn .card-title {
  font-size: 23px;
  font-weight: 600;
  color: #c62828;
  margin-bottom: 18px;
}

.Home-Loans-mainnn .content-card p {
  font-size: 16px;
  color: #444;
  line-height: 1.7;
}

/* Lists */
.Home-Loans-mainnn .interest-list,
.Home-Loans-mainnn .highlight-list {
  padding-left: 18px;
  margin-top: 10px;
}

.Home-Loans-mainnn .interest-list li,
.Home-Loans-mainnn .highlight-list li {
  font-size: 16px;
  color: #555;
  margin-bottom: 10px;
}

.Home-Loans-mainnn .highlight-list li::marker,
.Home-Loans-mainnn .interest-list li::marker {
  color: #cc1310;
}

/* =============================
   HOW TO APPLY SECTION
============================= */
.how-to-apply {
  margin-top: 0px;
  padding: 70px 0;
  background: linear-gradient(135deg, #ffffff, #f8f9fc);
}

.how-to-apply .apply-title {
  text-align: center;
  font-size: 28px;
  font-weight: 600;
  color: #c62828;
  margin-bottom: 45px;
}

/* Steps Grid */
.how-to-apply .apply-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

/* Apply Card */
.how-to-apply .apply-card {
  background: #ffffff;
  border-radius: 14px;
  padding: 28px 22px;
  text-align: center;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.05);
  transition: all 0.3s ease;
}

.how-to-apply .apply-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 26px rgba(0, 0, 0, 0.08);
}

/* Step Circle */
.how-to-apply .step-no {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 53px;
  height: 53px;
  border-radius: 50%;
  background: linear-gradient(135deg,#8b0000,#c62828);
  color: #fff;
  font-weight: 600;
  margin-bottom: 15px;
  font-size: 16px;
}

.how-to-apply .apply-card h5 {
  font-size: 19px;
  font-weight: 600;
  color: #333;
  margin-bottom: 8px;
}

.how-to-apply .apply-card p {
  font-size: 15px;
  color: #666;
}








/* Deposit page Css */


.deposit-modern {
  padding: 100px 0;
  background: #f5f7fb;
}

/* Hero */
.deposit-modern .deposit-hero h1 {
  font-size: 40px;
  font-weight: 700;
  color: #c62828;
}

.deposit-modern .deposit-hero p {
  color: #777;
  margin-top: 10px;
}

/* Info Cards */
.deposit-modern .deposit-info-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
  margin: 60px 0;
}

.deposit-modern .info-card {
  background: #fff;
  padding: 35px;
  border-radius: 18px;
  box-shadow: 0 20px 50px rgba(0,0,0,0.05);
  border: 2px solid #9911111e;
  border-left: 5px solid #c62828;
}

.deposit-modern .info-card h4 {
  font-weight: 600;
  margin-bottom: 15px;
}

/* Section Title */
.deposit-modern .section-title {
  font-weight: 700;
  margin: 60px 0 30px;
  color: #c62828;
}

/* Table Card */
.deposit-modern .modern-table-card {
  background: #fff;
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 25px 60px rgba(0,0,0,0.05);
}

.deposit-modern .deposit-table {
  width: 100%;
  border-collapse: collapse;
}

.deposit-modern .deposit-table thead {
  background: linear-gradient(135deg, #c62828, #8b0000);
  color: #fff;
}

.deposit-modern .deposit-table th,
.deposit-table td {
  padding: 18px;
  text-align: center;
  border-bottom: 1px solid #eee;
}

.deposit-modern .deposit-table tbody tr:hover {
  background: rgba(198,40,40,0.05);
}

/* Highlight Note */
.deposit-modern .highlight-note {
  margin-top: 30px;
  background: rgba(198,40,40,0.08);
  padding: 20px;
  border-radius: 12px;
  font-weight: 500;
  color: #8b0000;
}







/**** Branches Css ****/

.branches-modern {
  padding: 80px 0;
  background: linear-gradient(135deg, #f8f9fc, #f1f3f9);
}

.branches-modern .branches-header {
  margin-bottom: 65px;
}

.branches-modern .branches-header h2 {
  font-size: 40px;
  font-weight: 700;
  color: #c62828;
}

.branches-modern .branches-header p {
  margin-top: 12px;
  font-size: 16px;
  color: #777;
}

/* Branch Card */
.branches-modern .branch-box {
  background: #ffffff;
  border-radius: 22px;
  padding: 45px;
  transition: all 0.35s ease;
  border: 1px solid #c62828;
  position: relative;
  overflow: hidden;
  height: 100%;

}

.branches-modern .branch-box:hover {
  transform: translateY(-12px);
  box-shadow: 0 25px 60px rgba(198, 40, 40, 0.12);
  border-color: #c62828;
}

/* Branch Title */
.branches-modern .branch-content h4 {
  font-size: 25px;
  letter-spacing: 0.1px;
  font-weight: 600;
  margin-bottom: 20px;
  color: #c62828;
}

/* Info List */
.branches-modern .branch-info {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.branches-modern .info-row {
  display: flex;
  align-items: center;
  gap: 16px;
  color: #444;
  font-size: 16px;
  transition: 0.3s ease;
}

/* Icon Circle */
.branches-modern .info-row i {
  width: 38px;
  height: 38px;
  background: rgba(198, 40, 40, 0.08);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: #c62828;
  transition: 0.3s ease;
}

/* Hover Effect */
.branches-modern .info-row:hover i {
  background: #c62828;
  color: #fff;
  transform: scale(1.1);
}

.branches-modern .info-row:hover {
  color: #000;
}







/* contact Css */


.contact-section {
  padding: 90px 0;
  background-color: #f4f6f9;
}

/* LEFT SIDE CARD */
/* LEFT SIDE MODERN STYLE */
.contact-section .contact-info {
  position: relative;
  padding: 60px;
  border-radius: 32px;
  background: linear-gradient(145deg, #ffffff, #f9f9f9);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.05);
  overflow: hidden;
  transition: 0.4s ease;
}

/* Subtle Red Glow Background Shape */
.contact-section .contact-info::before {
  content: "";
  position: absolute;
  top: -80px;
  right: -80px;
  width: 220px;
  height: 220px;
  background: radial-gradient(circle, rgba(198,40,40,0.15), transparent 70%);
  border-radius: 50%;
  z-index: 0;
}

.contact-section .contact-info > * {
  position: relative;
  z-index: 1;
}

/* Modern Gradient Title */
.contact-section .contact-title {
font-size: 37px;
    font-weight: 700;
    margin-bottom: 16px;
    background: #bd0808;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* Subtitle */
.contact-section .contact-subtitle {
  font-size: 17px;
  color: #555;
  line-height: 1.8;
  margin-bottom: 30px;
}

/* Info Items - Modern Card Style */
.contact-section .contact-item {
  padding: 18px 20px;
  border-radius: 16px;
  background: #ffffff;
  margin-bottom: 15px;
  border: 1px solid #eee;
  transition: all 0.3s ease;
}

.contact-section .contact-item h6 {
  font-weight: 600;
  font-size: 14.5px;
  text-transform: uppercase;
  letter-spacing: 1px;
  /* color: #c62828; */
  color: #b40202;
  margin-bottom: 6px;
}

.contact-section .contact-item p {
  margin: 0;
  font-size: 15px;
  width: 89%;
  color: #222;
}

/* Hover Effect */
.contact-section .contact-section .contact-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 40px rgba(198, 40, 40, 0.12);
  border-color: #c62828;
}



/* MAP SIDE */
.contact-section .contact-map {
  height: 400px;                 /* 👈 Height reduced */
  border-radius: 26px;
  overflow: hidden;
  position: relative;
  background: #fff;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.06);
  transition: all 0.4s ease;
}

/* Subtle Red Gradient Border (Default me hi premium look) */
.contact-section .contact-map::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 26px;
  padding: 2px;
  background: linear-gradient(135deg, #8b0000, #c62828);
  -webkit-mask: 
    linear-gradient(#fff 0 0) content-box, 
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  opacity: 0.6;          
  transition: 0.4s ease;
}

/* Iframe */
.contact-section .contact-map iframe {
  width: 100%;
  height: 100%;
  border: 0;
  filter: grayscale(40%) contrast(105%);
  transition: all 0.5s ease;
}

/* Hover Effects */
.contact-section .contact-map:hover {
  transform: translateY(-6px);
  box-shadow: 0 25px 60px rgba(198, 40, 40, 0.15);
}

.contact-section .contact-map:hover iframe {
  filter: grayscale(0%) contrast(110%);
  transform: scale(1.03);
}

.contact-section .contact-map:hover::before {
  opacity: 1;
}








/**** Quick-enquiry CSS ****/


 .quick-enquiry-section {
  background: linear-gradient(135deg, #f8f9fb, #eef1f7);
}

/* LEFT SIDE */
.quick-enquiry-section .enquiry-left h2 {
  font-weight: 700;
  font-size: 34px;
  color: #c62828;
  margin-bottom: 20px;
}

.quick-enquiry-section .enquiry-left p {
  color: #555;
  margin-bottom: 30px;
  font-size: 15px;
  line-height: 1.7;
}

.quick-enquiry-section .contact-highlights {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.quick-enquiry-section .highlight-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 15px;
  color: #333;
}

.quick-enquiry-section .highlight-item i {
  background: #c62828;
  color: #fff;
  padding: 10px 13px;
  border-radius: 50%;
  font-size: 14px;
}

/* FORM BOX */
.quick-enquiry-section .enquiry-form-box {
  background: #ffffff;
  padding: 45px;
  border-radius: 25px;
  box-shadow: 0 30px 60px rgba(0,0,0,0.05);
  transition: 0.4s ease;
}

.quick-enquiry-section .enquiry-form-box:hover {
  transform: translateY(-6px);
}

/* INPUT STYLE */
.quick-enquiry-section .modern-input {
  border-radius: 12px;
  padding: 14px 16px;
  border: 1px solid #e2e6ef;
  transition: 0.3s ease;
}

.quick-enquiry-section .modern-input:focus {
  border-color: #c62828;
  box-shadow: 0 0 0 0.2rem rgba(198, 40, 40, 0.1);
}

/* BUTTON */
.quick-enquiry-section .modern-btn {
  background: linear-gradient(135deg, #c62828, #8b0000);
  color: #fff;
  padding: 14px 30px;
  border: none;
  border-radius: 50px;
  font-weight: 600;
  transition: 0.3s ease;
}

.quick-enquiry-section .modern-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 25px rgba(198, 40, 40, 0.3);
}







/* MSEB Electricity Bill Collection Section css */


    .bill-service {
  background: #f9fafc;
}

.bill-service h2 {
  color: #c62828;
}

.bill-service ul li {
  margin-bottom: 10px;
  font-size: 16px;
}

.mseb-sec-txt{
    margin-bottom: 25px;
}



















@media (max-width: 1300px) and (min-width: 992px) {
  .nav-links {
    flex-wrap: wrap;
    justify-content: center;
    padding-left: 0px;
  }

  .nav-links li a{
    gap: 3px;
  }

  /* .nav-links li a {
    padding: 12px 14px;
    font-size: 14px;
  } */
}






/* ===== RESPONSIVE ===== */
@media (max-width: 991px) {
  .modern-navbar,
  .top-actions {
    display: none;
  }

  .mobile-hamburger {
    display: flex;
  }





  /***** Media992px Home Services Sec ****/

  .our-services-modern .services-left{
    padding:20px;
  }

  .our-services-modern .home-our-services-left-divv{
  padding: 50px 0px;
}

  .our-services-modern .services-big-img{
   display: none;
  }







  /* Media991px Page banner */

   .page-banner {
        height: 300px;
    }

    .page-banner .banner-title {
        font-size: 38px;
    }

    .page-banner .banner-subtitle {
        font-size: 16px;
    }





    
    
    /* Media991 History */

    .history-section {
        padding: 60px 0;
    }


 

    .history-section .history-content {
        margin-top: 20px;
    }





    /***** Media991 Home Loan Sec ******/

     .how-to-apply .apply-steps {
    grid-template-columns: repeat(2, 1fr);
  }




  /* Media991 Contact Css */

   .contact-section .contact-map {
    height: 300px;     /* 👈 Mobile me aur chhoti */
    margin-top: 40px;
  }


  .mseb-sec-txt h2{
    margin-bottom: 15px;
  }

  .mseb-sec-txt{
    margin-bottom: 30px;
  }


}








@media (max-width: 767px) {

  /*----- Media767px Page banner ----*/

    .page-banner {
        height: 290px;
        padding: 0 15px;
    }



    /* Media768 History */

     .history-section {
        padding: 50px 12px;
    }

    .history-section .history-title {
        font-size: 26px;
    }

    .history-section .history-text {
        font-size: 15px;
        line-height: 1.7;
    }

    .history-section .history-img-wrapper {
        border-radius: 15px;
    }


    .our-schemes-section .scheme-card{
      border: 1px solid #cecece;
    }

    .directors-section .director-main-title{
      font-size: 32px;
    }

    .awards-section{
      padding: 60px 0px;
    }

    .awards-section .achieve-main-title{
      font-size: 32px;
    }

    .Home-Loans-mainnn{
      padding: 51px 0 20px'
    }

    .deposit-modern{
      padding: 70px 0px;
    }

    .deposit-modern .deposit-hero h1{
      font-size: 32px;
    }

    .deposit-modern .section-title{
      margin: 45px 0 30px;
    }

    .branches-modern .branches-header h2{
      font-size: 32px;
    }
    
    .branches-modern{
      padding: 65px 0px;
    }
    
    .branches-modern .branches-header{
      margin-bottom: 47px;
    }

    .branches-modern .branch-box{
      padding: 35px;
    }

    .contact-section{
      padding: 40px 0;
    }

    .contact-section .contact-info{
      padding: 30px;
    }

    .contact-section .contact-item{
      padding: 16px 17px;
    }

    .quick-enquiry-section .enquiry-left h2{
      font-size: 32px;
    }

    .quick-enquiry-section .enquiry-form-box{
       padding: 20px;
    }

    



}





@media (max-width: 576px) {



  .carousel-item img{
    height: 230px;
  }



  .how-to-apply .apply-steps {
    grid-template-columns: 1fr;
  }

  .Home-Loans-mainnn .page-title {
    font-size: 26px;
  }

  .loan-section .home-title{
  font-size: 32px;
}


 .page-banner .banner-title {
        font-size: 29px;
    }

    .page-banner .banner-subtitle {
        font-size: 15px;
    }


}








@media (max-width: 480px) {

  .logo-box h2 {
    padding-top: 5px;
  }

  .top-header{
    border-bottom: 2px solid #b12323;
  }

  /*----- Media480px Page banner ----*/

    .page-banner {
        height: 240px;
    }

   


    






    /* Media480 History */

     .history-section .history-section {
        padding: 40px 12px;
    }

 


}